Universal Property & Casualty Insurance Company (UPCIC)
Universal Property & Casualty Insurance Company (UPCIC) is a wholly-owned subsidiary of Universal Insurance Holding Company, a Florida corporation. Universal Insurance Holding Company is wholly owned by Universal Insurance Holdings, Inc.
UPCIC has aligned itself with some of the best and most respected service providers in the industry. This functional structure affords UPCIC the opportunity to take advantage of a unique combination of financial strength, underwriting skills, analytical expertise and administrative capability
Universal Property & Casualty Insurance Company has a distinguished and experienced group of individuals as its directors and officers. The individuals provide guidance and lend their expertise to ensure this insurance operation continues to be successful in the property and casualty insurance marketplace.
Universal Property & Casualty Insurance Company offers diverse coverages for your protection:
Dwelling Coverage: Protection against covered perils
Other Structures Coverage: Protection for unattached structures on covered property
Personal property coverage: Worldwide coverage for personal contents
Personal liability coverage: Legal protection for claims from accidents to others Homeowners Policy; Designed for owner occupied dwellings.
Renters Policy: Designed to cover contents in a rented dwelling
Condominium Policy: Designed to provide coverage for owner occupied or tenant occupied condominiums
Dwelling Fire Policy: Designed to protect landlords dwelling
NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companies forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive. IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.