Florida's local insurance Agency

  • Why Choose A Local Agency?
  • We know all of our insurance customers by first name basis.
  • Smaller customer base means more personalized services.
  • We represent MANY insurance companies which gives us a competitive edge over our competition.
  • Most of your insurance needs are here under one roof.
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Our Services

Insurance has changed dramatically over the past several years in Melbourne Florida and rising cost have become a cause for concern. While consumers and agents have no control over the rising insurance rates, there are many steps that can be taken to make sure that you get the best coverage and the most competitive rates. The Hoffman family has been providing complete policy reviews for Brevard County residents since 1964.

Auto And Motorcycle Insurance

Auto insurance is an essential part of owning and maintaining a motor vehicle, yet as the auto insurance requirements of each state are different, it can be confusing to to know how to comply with Florida's insurance requirements. Hoffman Insurance Associates is here to help, and has prepared this section of our website to help you understand your obligations under Florida law. We are here to serve you, and look forward to assisting you with all your auto insurance needs. Read more...

Home Owners Insurance

Buying a home is the biggest financial investment you will make in your life. After the time, effort and money spent in achieving home ownership, you and your family deserve the peace of mind of knowing that if your property is damaged, or you are the victim of a crime such as burglary or vandalism, you will be financially protected and your family will be safe. Read more...

  • Words To Shop By
  • Affordable insurance coverage is a challenge in Florida's ever changing insurance market.
  • Finding an independent insurance agent that will work for you is critical.
  • Knowing the insurance market and shopping your rates through multiple carriers is the key to finding the perfect fit for your insurance needs.
  • Business Insurance

    Adequate business insurance coverage is an essential part of running and protecting your business. Hoffman and Associates Insurance has been providing commercial insurance for over forty years, and as a local, established company, our dedicated insurance agents can tailor a policy to your exact requirements. Read more...

    We Also Offer The Following:

    Personal lines
    • Flood
    • Mobil/Manufactured Home
    • Life/Health/Disability
    • Motor Home
    • Boat/Jet Ski
    • Recreational Vehicle
    • Personal Umbrella
    Commercial Lines
    • General Liability
    • Workman’s Comp
    • Business Owner’s Policy (BOP)
    • Group Life/Health/Disability
    • Commercial Vehicle
    • Professional Liability
    • Builders Risk
    • Garage Keepers
    • Errors & Omissions
    • Commercial Property
    • Inland Marine
    • Supplemental Health Benefits
    • Bonds

    We strive to provide comfort, convenience and cost efficiency to ensure a long standing relationship between customer and agent. Hoffman Insurance, locally serving Melbourne, Cocoa Beach, Viera, and Palm Bay.

    The Hoffman Family

    The Hoffman family has been providing insurance to Brevard County residents since 1964. We are a full service; family owned and operated, Independent Agency which allows us to provide clients with several competitive alternative markets. We are centrally located in Melbourne Florida and have a staff of seven professional agents ready and willing to provide expertise to our clients. Quality customer service is the main focus of our agency. By representing multiple highly rated insurance companies we can show you the value of an independent agency and provide the product that best fits your needs. We offer comprehensive coverage at a competitive price.


    The Hoffman family has been in the insurance industry in Brevard County since Bill Hoffman Sr. began his career as an Allstate Agent in 1964. In the mid 1980’s he was joined in the industry by his three sons, Bill Hoffman, Jr., Bob Hoffman and Tim Hoffman.

    After Hurricane Andrew in 1992 the insurance industry changed dramatically and the Hoffman’s felt they were not able to best serve their clients needs as captive Allstate Agents. In 1999 the decision was made to open an Independent Agency. In 1999, “A Professional Insurance Agency, Inc.” was opened and in 2007 “Hoffman and Associates Insurance, LLC” was opened.

    We pride ourselves in adjusting with the times to provide the best and most competitive insurance available in today’s market.

    Denise Ward, Licensed Agent - Personal Lines

    I have over 30 years of experience, in both Louisiana and Florida, and have worked in all areas of insurance - claims, customer service, office management and sales. My career began as a customer service representative for State Farm and continued as a claim service assistant. When my husband and I relocated to Florida in 2005, I made a career change into sales. I was with A Professional Insurance Agency of Brevard (purchased by and most recently known as Regions Insurance) until 2017 when I joined Hoffman & Associates Insurance Company.

    Working for an independent agency is a great fit. Hoffman & Associates represents multiple highly rated companies which means I can offer options to my customers. I will work with you to assess and understand your insurance needs and provide exceptional customer service.

    Denise Ward
    Phone: 321-751-2511

    Jill Hamilton, Licensed Agent - Personal Lines

    In 2005, after moving to Florida to be closer to family, I began a career in the insurance industry at Hoffman & Associates Insurance Company. I started in bookkeeping, transitioned to customer service and quickly became a licensed 2-20 agent focusing on personal insurance. My professional background is as varied as the amazing places I have lived, which includes a Department of Defense employee in Germany, managing coffee shops in Maui and teaching English in Hong Kong.

    My goal is to work with you to identify your insurance needs in order to ensure complete coverage for your home and family. My priorities align with Hoffman & Associates' -- personal attention to the individual, their family and developing a long-lasting working relationship.

    Jill Hamilton
    Phone: 321-751-2511

    Kate Eftink, Licensed Agent - Personal Lines

    I have worked in insurance for 19 years. I began my career with Allstate in 2000 in Saint Joseph, Michigan. I worked for Allstate for 18 years starting as office support and then quickly obtaining my insurance licenses in Life, Health, Property and Auto. I moved to Florida in 2018 and became a customer of Hoffman & Associates Insurance Company. Shortly after, I joined the team at Hoffman and now enjoy working with the knowledgeable and caring people in the office. This agency has a customer-first approach to finding the best fit for each person that comes to obtain a policy. I find that refreshing.

    My goal at Hoffman & Associates is to do an excellent job for you when you come in our doors and to help you understand your coverage. I hope to make you feel welcome and comfortable knowing knowledgeable people are taking care of your insurance needs.

    Kate Eftink
    Phone: 321-751-2511

    Bill Hoffman, Jr., President/Founder

    I was born and raised in Melbourne, Florida and have been in the insurance industry for over 33 years. My father, Bill Hoffman, Sr., began his career as an Allstate agent in 1964. Following in his footsteps, I also began my career with Allstate. We ultimately decided an independent agency was the most impactful way to accommodate the needs of our community.

    I value our insurance partners in Florida because they allow us to provide a diverse portfolio of insurance options. My goal is to ensure our long-lasting relationships with the insurance companies continue to benefit our customers by satisfying their needs and in turn, build a more informed and resilient society. I am especially grateful for my colleagues at Hoffman & Associates. They are true professionals who ensure educating our customers and providing superior customer service are top priorities.

    Bill Hoffman
    Phone: 321-751-2511

    Bob Hoffman, Licensed Agent - Commercial Lines

    I was born and raised in Melbourne, Florida and have been in the insurance industry for over 30 years. I began my career at Allstate, alongside my father and brother, Bill Hoffman, Jr. I specialize in commercial insurance for our customers. My goal is to ensure local businesses are well-informed about their insurance options and receive the best possible coverage and price.

    Bob Hoffman
    Phone: 321-751-2511

    Kelly Hoffman, Finance & Operations

    I was born and raised in Melbourne, Florida and have been in the insurance industry for over 26 years. My responsibilities range from Finance to Human Resources to Office Management. My goal is to ensure our team has the resources and support they need to be successful in their career.

    Kelly Hoffman
    Phone: 321-751-2511

    Alex Hoffman, Licensed Agent & Marketing Coordinator

    I'm a third generation Hoffman, born and raised in Brevard County. I graduated from UCF's College of Business in 2011 and landed my dream job at Luxury Trips in Winter Park, FL. In 2018, I decided to join Hoffman & Associates Insurance and bring my professional background to the family business. Transitioning to the insurance industry was a natural decision for me, having over 12 years of experience in a consulting role and providing customer service. I am licensed to help customers purchase perosnal insurance (i.e. home insurance, auto insurance, flood insurance) and commercial insurance.

    Alex Hoffman
    Phone: 321-751-2511

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    The privacy of our website visitor’s and our client's is very important to our company. We will respect your privacy and we will not share your information with advertining or marketing companies, and will not sell your information to any mailing lists. We only share your personal information with the companies and the individuals that are necessary in performing our business duties in acquiring and in servicing your insurance needs. Please feel free to contact us immediately if you have any questions about your privacy.


    Information contained within this site is the property of Hoffman and Associates Insurance Company and is provided for consumers looking to purchase insurance. Any other use is prohibited. We are not responsible for errors and omissions on this web site. All information contained herein should be deemed reliable but not guaranteed, all representations are approximate, and individual verification is required. Please contact Hoffman Insurance Company at 321-751-2511 before making any purchase decisions based on information contained on this web site to check for validity. This content is copyrighted by Hoffman and Associates Insurance Company and will bring legal action on to anyone who copies the information contained here. PLEASE NOTE THAT COMPLETION OF A REQUEST FOR INFORMATION DOES NOT CONSTITUTE THE PURCHASE OF INSURANCE. NO COVERAGE MAY BE ADDED, CHANGED OR BOUND AS A RESULT OF SUBMITTING A REQUEST FOR INFORMATION. ALL COVERAGE MUST BE CONFIRMED BY THE AGENCY IN WRITING SUBJECT TO AN ACCEPTABLE SIG NED APPLICATION MEETING THE UNDERWRITING GUIDELINES OF THE INSURANCE COMPANY. Please read your policy carefully for your terms of coverage. No information in this website alters the terms of coverage in your individual policy. If you do not agree to these terms please exit this website

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