What is AFLAC? AFLAC is supplemental health insurance.
AFLAC a supplemental Insurance that pays benefits to the policy holder in the event of a covered accident or illness. It is NOT like major medical where the benefits are paid to doctors and hospitals.
Aflac The basics
Aflac is different from health insurance; its insurance for daily living. Major medical pays for doctors and hospitals. Aflac is insurance for daily living. It pays cash benefits directly to you, unless otherwise assigned, to help with daily expenses when youre sick or hurt.
Aflac benefits help with unexpected expenses. Your Aflac benefits check helps you pay for the many out-of-pocket expenses you incur when you are sick or hurt - like the cost of transportation to and from medical facilities, parking and additional child care expenses.
Aflac pays you cash benefits to use as you see fit. You can use your Aflac benefit check to help pay for groceries, child care, rent...its totally up to you.
Aflac is affordable. We have a range of products that fit most budgets. Aflac can provide you and your family with coverage and security to help maintain your everyday life in case of illness or injury. And, Aflac rates dont go up when you file a claim.
Aflac is an extra measure of financial protection. When youre sick or hurt, Aflac pays cash benefits that you direct to help you and your family with unexpected expenses. The benefits are pre-determined and paid regardless of any other insurance you have.
Aflac goes with you when you change jobs. When you have an Aflac policy - its yours. You own it. Even if you change jobs or retire, you can take your Aflac policy with you.
Aflac claims are processed quickly - usually within 4 days. Filing a claim with Aflac is never a wait and see. Claims are usually processed within 4 days. Our forms are also easy to complete. So while youre focusing on your health, we focus on getting you a check quickly.
Aflac pays you benefits even when youre healthy. We want you to be healthy - thats why we promote care. Get a routine physical, a mammogram, or an eye exam and well pay you*. Its that simple. *Benefits may not be available in all states
NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companies forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive. IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.