What are a few things I could consider doing if I want to try and lower my homeowners insurance premium?
Here are a few tips on what to consider if you want to try and lower your homeowners insurance costs:
Talk to your agent about raising your deductibles.
Talk to your agent about a wind mitigation and 4 point inspection.
Install burglar and fire alarms that alert your local police and fire stations.
Implement any reasonable wind mitigation features.
These steps may help you save on your insurance premium and will also help protect your family and belongings that are irreplaceable.
NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companies forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive. IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.