For the purpose of the Wind Mitigation Inspection form 1802 a secondary water resistant barrier is a self adhering modified bitumen underlayment. Basically, this is a peel and stick type of material that is installed before the shingles. A benefit of this type of material is it adheres directly to the roof decking, and if you were to lose your roofing material in a storm this material will stay providing a secondary water resistant barrier (SWR). The only way to identify and prove this for your wind mitigation inspection is from when your roof is being replaced verified with receipts and/or photos of it being applied.
NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companies’ forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive.
IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.
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