How should I go about buying a life insurance policy?
If you know of a trusted insurance representative, you could start by reviewing your life insurance needs and existing coverage with that agent. Otherwise you might want to find an agent or insurance broker to work with you.
It is in your own best interests to review and compare various offerings and prices.
Keep in mind that there are many insurance companies and they have different ways of selling their life insurance policies. Some may refer you to an agent representing their company while others will require you to fill-out a questionnaire before providing a quote or cost estimate.
You should pursue the approach and the specific offering that you are most comfortable with, and that works best for you.
NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companies forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive. IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.