Homeowners Choice Property & Casualty Insurance Company, Inc.

Florida-based homeowners insurance company, headquartered in Clearwater, Florida, that provides property and casualty insurance solely to Florida property owners. Slogan is Insurance for Floridians by Floridians.

Homeowners Choice was founded in 2006 by individuals who were themselves Florida homeowners and recognized the need for a quality, stable and service-oriented homeowners insurance provider in Florida.

The parent company, Homeowners Choice, Inc., is publicly-held. Its common shares trade on The NASDAQ Global Market under the ticker symbol HCII.

Demotech, Inc., a leading actuarial and financial analysis firm, has awarded Homeowners Choice a Financial Stability Rating of A (Exceptional). Demotechs Financial Stability Ratings are designed to indicate the financial stability of a property and casualty insurer. Regulated by the Florida Office of Insurance Regulation, which oversees the rates, conduct and financial solvency of Florida insurers.

Products offered by Homeowners Choice Property & Casualty Insurance Company, Inc.:

Homeowners: Homeowners policies insure homes that are occupied by the owner and also provide coverage for personal possessions and liability.

Condominium Owners: Insures condominiums that are owned and occupied by policyholder or tenant and also provides coverage for personal possessions and liability.

Renters: Insures policyholder property in a home that is rented, rather than owned, such as an apartment.

Flood: Covers damage due to flooding according to the guidelines established by the National Flood Insurance Program (NFIP).

NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companies forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive. IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.

F.A.Q - Questions And Answers about Florida Insurance


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Information contained within this site is the property of Hoffman and Associates Insurance Company and is provided for consumers looking to purchase insurance. Any other use is prohibited. We are not responsible for errors and omissions on this web site. All information contained herein should be deemed reliable but not guaranteed, all representations are approximate, and individual verification is required. Please contact Hoffman Insurance Company at 321-751-2511 before making any purchase decisions based on information contained on this web site to check for validity. This content is copyrighted by Hoffman and Associates Insurance Company and will bring legal action on to anyone who copies the information contained here. PLEASE NOTE THAT COMPLETION OF A REQUEST FOR INFORMATION DOES NOT CONSTITUTE THE PURCHASE OF INSURANCE. NO COVERAGE MAY BE ADDED, CHANGED OR BOUND AS A RESULT OF SUBMITTING A REQUEST FOR INFORMATION. ALL COVERAGE MUST BE CONFIRMED BY THE AGENCY IN WRITING SUBJECT TO AN ACCEPTABLE SIG NED APPLICATION MEETING THE UNDERWRITING GUIDELINES OF THE INSURANCE COMPANY. Please read your policy carefully for your terms of coverage. No information in this website alters the terms of coverage in your individual policy. If you do not agree to these terms please exit this website