Cypress Property & Casualty Insurance Company

Was established in Florida in 1999. During the past ten years insuring Floridians, there have been 128 hurricanes, 2,996 thunderstorm/high wind events, 613 tornadoes, 725 lightning events and 210 wildfires resulting in total property damage of nearly $32 billion. The impact of these unprecedented events caused many carriers to reduce or withdraw from the state. Cypress has carefully chosen opportunities to grow, and focused on protecting its policy holders to ensure its longevity. Cypress Property & Casualty remains open for business to pay policyholders claims.

Solid Reinsurance Program
Cypress reinsurance programs include catastrophe reinsurance provided by the Florida Hurricane Catastrophe Fund and Reinsurance markets rated A- or better by A.M. Best, a leading financial rating firm and approved by the Insurance Departments in Florida and Texas. Cypress uses the proprietary storm models along with those of our leading reinsurance supporters to estimate probable catastrophic losses and purchases reinsurance in excess of expected damage from hurricanes, tornadoes and hail storms.

Outstanding Financial Stability Ratings (FSR)
In Florida, Cypress Property & Casualty Insurance Company has earned an upgraded Financial Stability Rating of A (A Prime), Unsurpassed. This level of FSR is assigned to insurers who possess unsurpassed financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves and realistic pricing.

Personal Lines of Insurance:
Scheduled Personal Property
Second and/or Vacation Homes
Condominium Owners
Rental-property Owners
Renters Insurance

Commercial Lines of Insurance: Artisan Contractor General Liability

NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companies forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive. IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.

F.A.Q - Questions And Answers about Florida Insurance


The privacy of our website visitor’s and our client's is very important to our company. We will respect your privacy and we will not share your information with advertining or marketing companies, and will not sell your information to any mailing lists. We only share your personal information with the companies and the individuals that are necessary in performing our business duties in acquiring and in servicing your insurance needs. Please feel free to contact us immediately if you have any questions about your privacy.


Information contained within this site is the property of Hoffman and Associates Insurance Company and is provided for consumers looking to purchase insurance. Any other use is prohibited. We are not responsible for errors and omissions on this web site. All information contained herein should be deemed reliable but not guaranteed, all representations are approximate, and individual verification is required. Please contact Hoffman Insurance Company at 321-751-2511 before making any purchase decisions based on information contained on this web site to check for validity. This content is copyrighted by Hoffman and Associates Insurance Company and will bring legal action on to anyone who copies the information contained here. PLEASE NOTE THAT COMPLETION OF A REQUEST FOR INFORMATION DOES NOT CONSTITUTE THE PURCHASE OF INSURANCE. NO COVERAGE MAY BE ADDED, CHANGED OR BOUND AS A RESULT OF SUBMITTING A REQUEST FOR INFORMATION. ALL COVERAGE MUST BE CONFIRMED BY THE AGENCY IN WRITING SUBJECT TO AN ACCEPTABLE SIG NED APPLICATION MEETING THE UNDERWRITING GUIDELINES OF THE INSURANCE COMPANY. Please read your policy carefully for your terms of coverage. No information in this website alters the terms of coverage in your individual policy. If you do not agree to these terms please exit this website