American Traditions Insurance Company & Modern USA

Since 1946 the Jerger Family has been in the insurance business in Florida. The Jerger Holding Corporation (JERGER) in 2005 formed a Florida property and casualty insurance company named American Traditions Insurance Company (ATIC). Specialize in residential property insurance and operate in Florida. American Traditions Insurance Company provides a voluntary market for residential property insurance coverage.

The Jerger Insurance Holding Company in 2007 formed a Florida property and casualty insurance company named Modern USA Insurance Company (Modern). We specialize in residential property insurance and operate in Florida. Modern USA Insurance Company provides a voluntary market for residential property insurance coverage.

T. J. Jerger MGA, LLC serves as the MGA for ATIC. American Traditions Insurance Company is wholly owned by JERGER, a Florida corporation. T. J. Jerger MGA, LLC has common ownership with JERGER. ATIC, under a servicing agreement with our business partner West Point Underwriters, LLC, markets, underwrites and processes all the property insurance policies. West Point Underwriters, LLC was established in May 2000 and began writing policies in October 2000.

Demotech, Inc., the industrys most trusted independent analyst, rates American Traditions Insurance Company with an "A" (Exceptional) on their Financial Stability Rating scale. Demotech, Inc. is a highly regarded financial analysis and actuarial service firm. Federal mortgage backed loan programs such as The Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) recognize A Exceptional rating from Demotech, Inc. Reinsurance program is comprised of A.M. Best "A" Rated Lloyds of London reinsurers and also includes additional catastrophe protection provided by the Florida Hurricane Catastrophe Fund.

NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companies forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive. IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.

F.A.Q - Questions And Answers about Florida Insurance


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