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SkiSafe: Jet Ski, Boater, PWC, Small Boat Insurance & MoreGood PWC insurance can be difficult to find, but with SkiSafe, it’s fast and easy to obtain. Ordinary homeowners’ policies usually don’t cover personal watercrafts or limit the horsepower of the craft to 50. And homeowners’ policies only cover the craft for physical damage, not any liability that may arise from a person operating the craft. Independent PWC wave runner insurance can give you the coverage you need and the peace of mind you are looking for. - Hoffman Insurance NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companies’ forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive. IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.
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