Cypress Property & Casualty Insurance Company

Was established in Florida in 1999. During the past ten years insuring Floridians, there have been 128 hurricanes, 2,996 thunderstorm/high wind events, 613 tornadoes, 725 lightning events and 210 wildfires resulting in total property damage of nearly $32 billion. The impact of these unprecedented events caused many carriers to reduce or withdraw from the state. Cypress has carefully chosen opportunities to grow, and focused on protecting its policy holders to ensure its longevity. Cypress Property & Casualty remains open for business to pay policyholders’ claims.

Solid Reinsurance Program
Cypress’ reinsurance programs include catastrophe reinsurance provided by the Florida Hurricane Catastrophe Fund and Reinsurance markets rated A- or better by A.M. Best®, a leading financial rating firm and approved by the Insurance Departments in Florida and Texas. Cypress uses the proprietary storm models along with those of our leading reinsurance supporters to estimate probable catastrophic losses and purchases reinsurance in excess of expected damage from hurricanes, tornadoes and hail storms.

Outstanding Financial Stability Ratings® (FSR)
In Florida, Cypress Property & Casualty Insurance Company has earned an upgraded Financial Stability Rating of A’ (A Prime), Unsurpassed. This level of FSR is assigned to insurers who possess unsurpassed financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves and realistic pricing.

Personal Lines of Insurance:
• Homeowners
• Scheduled Personal Property
• Second and/or Vacation Homes
• Condominium Owners
• Rental-property Owners
• Renters Insurance

Commercial Lines of Insurance: Artisan Contractor General Liability

Our Melbourne Companies Insurance Agency is centrally located in Brevard County, enabling us to locally serve Viera, Cocoa Beach and Palm Bay.

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