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Why do I need certificate of insurance from sub-contractors?An audit by your business’s insurance company will most likely require you to show proof that sub-contractors you used had their own coverage. Having the sub-contractors’ certificate of insurance will prevent you from being charged for their exposure. - Hoffman Business Insurance NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companies’ forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive. IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.
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