Storm damage liability? - Hoffman Home Insurance in Melbourne, Florida

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During a hurricane, some of my property blew into my neighbor’s yard and caused damage to his house. Should my liability coverage on my homeowner’s policy cover m neighbor’s damage?

No, his homeowners’ policy would cover the damage to his house unless you were negligent and are held liable for the damage due to that negligence.

- Hoffman Home Insurance

NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companies’ forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive.
IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.

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Our Melbourne Home Insurance Agency is centrally located in Brevard County, enabling us to locally serve Viera, Cocoa Beach and Palm Bay.

During a hurricane, some of my property blew into my neighbor’s yard and caused damage to his house. Should my liability coverage on my homeowner’s policy cover m neighbor’s damage?

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