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How much is my insurance deductible, hurricane deductible, and what is AOP?Your deductible will vary based on your individual situation and be determined by you when you discuss your coverage options with your agent. Higher deductibles in most cases lower cost dramatically but also increase your out of pocket expenses in the event of a claim. In Florida you will have two separate deductibles one specifically for hurricanes and the other is for AOP (All Other Perils). - Hoffman Home Insurance NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companies’ forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive. IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.
Questions And Answers about Florida Insurance
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