American Traditions Insurance Company & Modern USA

Since 1946 the Jerger Family has been in the insurance business in Florida. The Jerger Holding Corporation (JERGER) in 2005 formed a Florida property and casualty insurance company named American Traditions Insurance Company (ATIC). Specialize in residential property insurance and operate in Florida. American Traditions Insurance Company provides a voluntary market for residential property insurance coverage.

The Jerger Insurance Holding Company in 2007 formed a Florida property and casualty insurance company named Modern USA Insurance Company (Modern). We specialize in residential property insurance and operate in Florida. Modern USA Insurance Company provides a voluntary market for residential property insurance coverage.

T. J. Jerger MGA, LLC serves as the MGA for ATIC. American Traditions Insurance Company is wholly owned by JERGER, a Florida corporation. T. J. Jerger MGA, LLC has common ownership with JERGER. ATIC, under a servicing agreement with our business partner West Point Underwriters, LLC, markets, underwrites and processes all the property insurance policies. West Point Underwriters, LLC was established in May 2000 and began writing policies in October 2000.

Demotech, Inc., the industrys most trusted independent analyst, rates American Traditions Insurance Company with an "A" (Exceptional) on their Financial Stability Rating scale. Demotech, Inc. is a highly regarded financial analysis and actuarial service firm. Federal mortgage backed loan programs such as The Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) recognize A Exceptional rating from Demotech, Inc. Reinsurance program is comprised of A.M. Best "A" Rated Lloyds of London reinsurers and also includes additional catastrophe protection provided by the Florida Hurricane Catastrophe Fund.

NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companies forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive. IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.

F.A.Q - Questions And Answers about Florida Insurance

PRIVACY POLICY

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TERMS AND CONDITIONS OF USE

Information contained within this site is the property of Hoffman and Associates Insurance Company and is provided for consumers looking to purchase insurance. Any other use is prohibited. We are not responsible for errors and omissions on this web site. All information contained herein should be deemed reliable but not guaranteed, all representations are approximate, and individual verification is required. Please contact Hoffman Insurance Company at 321-751-2511 before making any purchase decisions based on information contained on this web site to check for validity. This content is copyrighted by Hoffman and Associates Insurance Company and will bring legal action on to anyone who copies the information contained here. PLEASE NOTE THAT COMPLETION OF A REQUEST FOR INFORMATION DOES NOT CONSTITUTE THE PURCHASE OF INSURANCE. NO COVERAGE MAY BE ADDED, CHANGED OR BOUND AS A RESULT OF SUBMITTING A REQUEST FOR INFORMATION. ALL COVERAGE MUST BE CONFIRMED BY THE AGENCY IN WRITING SUBJECT TO AN ACCEPTABLE SIG NED APPLICATION MEETING THE UNDERWRITING GUIDELINES OF THE INSURANCE COMPANY. Please read your policy carefully for your terms of coverage. No information in this website alters the terms of coverage in your individual policy. If you do not agree to these terms please exit this website

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