American Traditions Insurance Company & Modern USA

Since 1946 the Jerger Family has been in the insurance business in Florida. The Jerger Holding Corporation (JERGER) in 2005 formed a Florida property and casualty insurance company named American Traditions Insurance Company (ATIC). Specialize in residential property insurance and operate in Florida. American Traditions Insurance Company provides a voluntary market for residential property insurance coverage.

The Jerger Insurance Holding Company in 2007 formed a Florida property and casualty insurance company named Modern USA Insurance Company (Modern). We specialize in residential property insurance and operate in Florida. Modern USA Insurance Company provides a voluntary market for residential property insurance coverage.

T. J. Jerger MGA, LLC serves as the MGA for ATIC. American Traditions Insurance Company is wholly owned by JERGER, a Florida corporation. T. J. Jerger MGA, LLC has common ownership with JERGER. ATIC, under a servicing agreement with our business partner West Point Underwriters, LLC, markets, underwrites and processes all the property insurance policies. West Point Underwriters, LLC was established in May 2000 and began writing policies in October 2000.

Demotech, Inc., the industry’s most trusted independent analyst, rates American Traditions Insurance Company with an "A" (Exceptional) on their Financial Stability Rating® scale. Demotech, Inc. is a highly regarded financial analysis and actuarial service firm. Federal mortgage backed loan programs such as The Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) recognize A Exceptional rating from Demotech, Inc. Reinsurance program is comprised of A.M. Best "A" Rated Lloyd’s of London reinsurers and also includes additional catastrophe protection provided by the Florida Hurricane Catastrophe Fund.

Our Melbourne Companies Insurance Agency is centrally located in Brevard County, enabling us to locally serve Viera, Cocoa Beach and Palm Bay.

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