Universal of North America Insurance Company

Universal North America offers a variety of personal lines products* including homeowners, dwelling fire, condominium unit owners, tenants policies, and flood policies. Plus Universal offers personal auto coverage and will soon offer personal umbrella liability coverage. In Florida, Universal North America offers commercial property policies. Universal is currently offering products in Arizona, California, Florida, Hawaii, Nevada, South Carolina and Texas and is actively pursuing licenses in other states.

Universal North America Insurance Company is rated A- (Excellent) by A.M. Best, a prestigious rating agency. Universal Insurance Company, a subsidiary of our parent company Universal Group, Inc., has also earned a Best rating of "A" (Excellent). Demotech, Inc., an actuarial and financial analysis firm, has assigned Universal Insurance Company of North America the Financial Stability Rating® (FSR) of A’, Unsurpassed.

*Not all products listed above are offered in all areas.

Our Melbourne Companies Insurance Agency is centrally located in Brevard County, enabling us to locally serve Viera, Cocoa Beach and Palm Bay.

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